Shepha Advisory
Exceeding Expectations
At Shepha Advisory, we bridge companies to our vast network of legal & trusted Banks, Financial Institution , Angel Investors & Private Equity Firms.

Why Choose Shepha Advisory as your business advisor?
Fast Process
Faster approval and disbursals through our service.
Hassel free process
We handle all the necessary documentations and liaising on your behalf.
Personalized
We’ll get to know your business before offering funding and business solutions that suits your needs. We always work according to your requirements and needs.
Our Core & Strength Is As Follows
Secured & Unsecured Business Term Loan
Commercial/Residential Property Refinance
Trade Facilities
Overdraft
Hire Purchase
Project Financing
Factoring
Invoice
Financing
Benefits of choosing Shepha as your Finance Advisory
Team of ex bankers, equip with strong experience to ensure higher approval rates. A strong network & relationship with our vast network to ensure a smooth application process.
Bridging you with the best option to ensure maximum cost savings. Sourcing out the best facilities to match your requirements, providing you with the best package available in term of rates.
Eligibility Assessment
Contact Us Now
Is my Business Eligible?
- Young companies with at least 6 months of operations is eligible.
- Unsecured loan-Directors/Shareholders as personal Guarantors.
- Secure loan- Collateral with commercial or residential property.
- Fixed monthly repayment schedule spread across 12/24/36/48/60 months.
- For business working capital usage.
- Up to 23 different channels.
- New puchase: Developed or undeveloped projects.
- Refinancing: Packages available for existing mortgages after lock-in period to enjoy lower interest rates.
- Property can also be used as a collateral to get an equity term loan with attractive low rates.
- Over 16 banks to choose from.
- An unsecured and secured standby revolving credit line for working capital usage.
- No restriction on the usage of the funds.
- No fixed monthly repayment.
- Interest is charged only on the amount utilized.
- No restriction on usage of funds.
- Fixed monthly repayment schedule spread across 12/24/36/48/60 months.
- A loan structure that depend upon the projected cash flow of the project rather than just financial
statements. Funds is used for project expenditure. Usually considered as a secured facility using the project
proceed as collateral.
- Cater to the needs of each different businesses. Please kindly contact us for more information on Customized
Financing as we would require to know more about your needs and requirements before advising on the necessary
solutions.
- Short term financing to improve company's cash flow.It allows the applicant to draw money against
its sales invoice of up to 80% before their debtors pay them. Usually giving a repayment term of
30/60/90/120 days from the date of invoice. No restriction on funds usage.
- Applicants' annual income at least $24,000 above.
- Applicant must be owner of property to be renovated.
- Up to 6 times monthly income or $30,000.
- Fixed monthly repayment schedule spread across 12/24/36/48/60 months.
Services

TRADE FINANCING
A facility to fund companies that are involve in domestic and international trade. Usually come with multiple product bundled, import financing, export financing, forex and etc.
Letter of Credit (LC) : A promise by the bank to pay the supplier. The bank issued LC as a way to ensure seller get paid as long as the seller did what they have agreed to do.
EQUIPMENT/MACHINERY FINANCING (HP LOAN)
The financial institution will finance up to 90% of the machine value and pay the seller directly while make an arrangement with the buyer to repay on monthly installment of a set tenor. The bank will retain the ownership of the equipment/machinery until the final installment have been repaid


ACCOUNT RECEIVABLES | FACTORING | INVOICE DISCOUNTING
Short term financing to improve company’s cash flow. It allows the applicant to draw money againstits sales invoice of up to 80% before their debtors pay them. Usually giving a repayment term of30/60/90/120 days from the date of invoice. No restriction on funds usage.